# Fees

> What STX charges. Maker wagers are free; taker wagers pay a small fee that depends on the price and your loyalty tier.

Source: https://help.stxapp.ca/articles/fees/

STX does not charge a commission on winnings. The only fee is on **taker wagers**.

## Maker and taker wagers

- **Maker:** your wager waits unmatched and another player matches it later. **No fee.**
- **Taker:** your wager matches one that is already waiting, so it is matched straight away. You pay a fee.

A [limit wager](https://help.stxapp.ca/articles/limit-orders/) at a price nobody is offering yet waits unmatched, so when it is matched it is a maker wager. See [Orders](https://help.stxapp.ca/articles/orders/) for the terms.

## How much is the taker fee?

It depends on the price and your [loyalty tier](https://help.stxapp.ca/articles/how-many-points-do-i-need-for-each-tier/). It is largest at 50¢ and gets smaller towards 1¢ and 99¢, and higher tiers pay less: Hall of Fame pays none. The rates, the formula and worked examples are in the [Fee Schedule](https://help.stxapp.ca/articles/fee-schedule/).

## When is the fee charged?

When a taker wager is matched. (Before June 22, 2026, fees were taken when a market settled instead.)

## How can I pay less?

- Place limit wagers that wait to be matched: maker wagers are free.
- Move up a loyalty tier: each tier has a lower taker fee, and Hall of Fame pays none. See [How do I earn STX Points?](https://help.stxapp.ca/articles/how-do-i-earn-stx-points/).